Listening to Dave Ramsey’s radio show, I got to the point that I could recite by heart all of his “baby steps” for getting out of debt and building wealth.
I could answer listener questions right along with him, and I rolled my eyes impatiently when someone talked about how they wanted to continue to use credit cards due to the points.
I wholeheartedly believed Dave’s message. I understood that if I followed his instructions exactly, I could get the promised results.
Read More